LIABILITY, INSURANCE AND OPTIONAL PROTECTION PACKAGE

Loss or Damage to the DOLLAR Vehicle: Except as limited by the law of the jurisdiction where the vehicle is rented, a renter is absolutely liable for any loss or damage to the DOLLAR vehicle, regardless of fault or cause of the loss or damage. This liability, except where limited by law, shall not exceed the full value of the DOLLAR vehicle plus actual towing and storage charges, loss of use (revenue) and diminished value while the DOLLAR vehicle is being repaired, prorated license or tag costs and a reasonable administrative fee.

Third Party Liability Claims: Unless otherwise required by applicable law, a renter and/or any additional authorized driver (and the respective insurance company of each) is primarily responsible for all third party claims of personal injury, including death, and property damage caused or arising from the use and operation of the Dollar vehicle during the rental. (To the extent DOLLAR is required to provide coverage, in spite of the terms of the rental agreement, it shall only be in an amount necessary to satisfy the minimum financial responsibility limits required by applicable law.)

Uninsured and Underinsured Motorist Coverage: Where permitted by law, DOLLAR does not provide uninsured and underinsured motorist coverage. In those states where DOLLAR must provide such coverage, DOLLAR will only provide such coverage up to the minimum limits required by law. In some states, Dollar offers the option to purchase Uninsured and Underinsured Motorist Protection ("UMP"). Please refer to the Optional Protection Package below for an explanation of this coverage.

Optional Protection Package: At the time of rental, DOLLAR offers for purchase at the option of the renter, Loss Damage Waiver ("LDW"), Personal Accident Insurance ("PAI"), Personal Effects Protection ("PEP"), Personal Protection Plan ("PPP"), Personal Accident and Effects ("PAE"), Supplemental Liability Insurance ("SLI") and Uninsured and Underinsured Motorist Protection ("UMP"). PAI and PEP combined is also know as PAE in Florida and PPP elsewhere and must be purchased together. The per day cost of LDW, PAI/PEP/PAE/PPP, SLI and UMP varies by location, vehicle category and rate. At some DOLLAR locations, some of these options may not be available for purchase. Please refer to the Location Policies to determine whether SLI is required for travel into Canada and the cost of such coverage. Additional information as to each option can be obtained from your DOLLAR representative at the time of rental, including a brochure summarizing PAI/PEP/PAE/PPP, SLI and UMP.

A. Loss Damage Waiver ("LDW"): At the time of rental, a renter may purchase LDW. If purchased, DOLLAR will waive a renter's responsibility for any loss or damage to a Dollar vehicle, unless the renter has not complied with the Rental Agreement. LDW is not .

B. Personal Accident Insurance ("PAI"): Personal Accident Insurance ("PAI") is an option that provides the benefits shown below in the event of accidental death or accidental injury to a renter and passengers occurring during the rental of a DOLLAR vehicle. If this optional coverage is purchased by a renter, the renter is covered twenty-four hours a day for all accidents, whether the renter is actually in the DOLLAR vehicle at the time of the accident. Passengers in a DOLLAR vehicle are only covered for accidents occurring while they occupy the DOLLAR vehicle.


Benefits for non-New York and Florida originating rentals

	Renter	Each Passenger
Accidental death	$100,000	$10,000
Accident Medical Expense up to:	$1,000	$1,000
Accident Ambulance Expense up to:	$100	$100
Total benefits for any one accident are limited to an aggregate of $125,000.Rentals originating in the state of Florida have no aggregate. Benefits are payable in addition to any other coverage available.

Benefits for New York-originating rentals:

	Renter	Each Passenger
Accidental death	$175,000	$17,500
Accident Medical Expense up to:	$3,500	$3,500
Accident Ambulance Expense up to:	$150	$150
Total benefits for any one accident are limited to an aggregate of $225,000. Benefits are payable in addition to any other coverage available.

Benefits for Florida-originating rentals:

	Renter	Each Passenger
Accidental death	$50,000	$5,000
Accident Medical Expense up to:	$2,500	$2,500
Accident Ambulance Expense up to:	$250	$250
Benefits are payable in addition to any other coverage available.

Certain losses are not covered by PAI and excluded from coverage. At the time of rental, please refer to the brochure summarizing some of the exclusions. Both this summary and the information contained in the brochure are summaries only of PAI. Please refer to the policy for additional exclusions, limitations and exceptions, a copy of which will be provided upon request.

C. Personal Effects Protection ("PEP"): PEP is an option which insures the personal effects of the renter and any member of the renter's immediate family traveling with the renter. A member of a renter's immediate family must permanently reside in the renter's household. PEP covers only personal effects with which the renter or immediate family member are traveling. For rentals originating outside of New York and Florida, the maximum coverage during the rental period is $650 per person. The total maximum coverage per Rental Agreement is $1,950. For rentals originating in Florida and New York, the maximum coverage during the rental period is $500 per person. The total maximum coverage is $1,500. PEP pays covered claims even if the renter's homeowner's policy provides coverage.

Certain losses are not covered by PEP and excluded from coverage. At the time of rental, please refer to the brochure summarizing some of the exclusions. Both this summary and the information contained in the brochure are summaries only of PEP. Please refer to the policy for additional exclusions, limitations and exceptions, a copy of which will be provided upon request.

D. Supplemental Liability Insurance ("SLI"): A renter may purchase SLI at the time of rental. If accepted, SLI provides the renter or any additional authorized driver as listed in the Rental Agreement, with automobile liability coverage against third party claims for bodily injury, including death, and property damage resulting from an automobile accident in the DOLLAR vehicle, during the rental period, in excess of the coverage provided under the Rental Agreement up to a maximum protection of $1,000,000 combined single limit per occurrence. SLI does not provided coverage for uninsured and underinsured motorist protection except in Hawaii and New York. SLI does not apply in Mexico.

At the time of rental, please refer to the brochure summarizing SLI. Both this summary and the information contained in the brochure are summaries only of SLI. Please refer to the policy for additional provisions, limitations and exceptions, a copy of which will be provided upon request.